Symptoms of sinkhole
activity may include: Cracking
of block foundations or separation of house from foundation | 
| | Cracking
around the door and window frames | | | Large
cracks in walls | |
Separation
of walls from ceilings or floors | | 
| | | | Stair-step
cracking in a block wall | | | | |
Also:
- Windows
or doors that do not close properly
- Depressions
in yard or driveway
- Tilting
or sinking of a section of a floor
- Pipes
breaking
- Tree
roots exposed that were not before
- Fence
posts that start sagging or slanting
Sinkholes
are a naturally occurring geological condition and one of the most prevalent land
forms in Florida. Many of the lakes in Central Florida are actually relic sinkholes,
and cypress stands are often a signal of previous sinkhole activity. Sinkholes
can be classified as geological hazards sometimes causing extensive damage to
a home or business resulting in costly repairs. Due to the extreme weather conditions
experienced in Central Florida over the past few years, sinkhole activity has
increased and many areas are now being plagued with this natural disaster.
To read the Southwest Florida Water Management District brochure on Sinkholes
in pdf format, click
here: See Resources section for additional
information on sinkholes as well as many other useful links. Many people
do not realize that current Florida law requires that their insurance company
offer coverage for damage due to a sinkhole activity. In addition, Florida law
requires that once an insurer receives information regarding any damage to an
insured's property as a result of settlement, the insurance company must hire
a geotechnical engineering firm to perform an investigation sufficient to rule
out sinkhole activity within a professional certainty, at no cost to the insured.
This means that it is not necessary for property owners to prove that their structure
is being damaged due to sinkhole activity. To the contrary, it is the burden of
the insurer to prove that a structure is not being damaged as a result of sinkhole
activity. We know that often times your life savings are invested in
your home and that you work hard to keep your home looking good to provide a safe
and comfortable environment for your family. Many times clients will come to us
prior to contacting their insurance company. The attorneys of LeValley & Napolitano,
P.L. have more than ten (10) years experience working on sinkhole cases and we
will work hard to protect your investment by representing you vigorously to the
best of our abilities with regard to your claim with your insurance company for
damages to your home. LeValley & Napolitano, P.L. can assist you
even if you have already filed a claim, whether or not the insurance company agrees
you have a sinkhole. We also represent individuals in situations where their insurer
agrees that their home is damaged due to sinkhole activity, but only offers to
pay a portion of what it will cost to repair or replace the property. We can help
people in this situation, often obtaining substantially more than the insurance
company initially offered. REPAIR OF SINKHOLE If an
insurance company confirms sinkhole activity as a cause of the damage at a property,
they often recommend grouting (pumping a cement mixture under pressure under the
house) as a means of repair. This alone may not be the correct method of repair,
and there is always the risk of grout failure. Grout failure can be ruinous. For
example:
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Law Office of LeValley & Napolitano, P.L. ALL RIGHTS RESERVED
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